central + state schemes · सरकारी योजनाएँ

Sarkar

Curated index of India's major government schemes — eligibility, what they offer, and the official portal to apply. 30 schemes across 11 categories.

Pension, life cover, accident cover

Welfare & Insurance

PM Jan Dhan Yojana · प्रधानमंत्री जन धन योजना

Ministry of Finance

Zero-balance bank account + RuPay debit + ₹2L accident insurance.

Eligible: Any Indian without a bank account

official portal ↗ ask Bataoo →

PM Suraksha Bima Yojana

Department of Financial Services

₹2 lakh accident insurance for ₹20/year; auto-debit from bank account.

Eligible: Bank account holders 18-70

official portal ↗ ask Bataoo →

PM Jeevan Jyoti Bima Yojana

Department of Financial Services

₹2 lakh life insurance for ₹436/year; renewable annually.

Eligible: Bank account holders 18-50

official portal ↗ ask Bataoo →

Atal Pension Yojana

PFRDA

Pension of ₹1,000-5,000/month after age 60; for unorganized sector workers.

Eligible: Bank account holders 18-40

official portal ↗ ask Bataoo →

Schemes verified from official ministry sources. We don't process applications — links go to the government portal that does.