Aadhaar · आधार
UIDAI
12-digit unique identity for every resident; biometrics + demographic.
Eligible: All Indian residents
central + state schemes · सरकारी योजनाएँ
Sarkar
Aadhaar, PAN, Voter ID, Passport
Identity
PAN Card · पैन कार्ड
Income Tax Dept.
Permanent Account Number; required for all financial transactions and tax filing.
Eligible: All taxpayers
Voter ID (EPIC) · वोटर आईडी
Election Commission
Election Photo Identity Card; voter registration via Form 6 online.
Eligible: Indian citizens 18+
Passport (Indian)
Ministry of External Affairs
Apply via Passport Seva Kendra; appointment + document verification.
Eligible: Indian citizens
Pension, life cover, accident cover
Welfare & Insurance
PM Jan Dhan Yojana · प्रधानमंत्री जन धन योजना
Ministry of Finance
Zero-balance bank account + RuPay debit + ₹2L accident insurance.
Eligible: Any Indian without a bank account
PM Suraksha Bima Yojana
Department of Financial Services
₹2 lakh accident insurance for ₹20/year; auto-debit from bank account.
Eligible: Bank account holders 18-70
PM Jeevan Jyoti Bima Yojana
Department of Financial Services
₹2 lakh life insurance for ₹436/year; renewable annually.
Eligible: Bank account holders 18-50
Atal Pension Yojana
PFRDA
Pension of ₹1,000-5,000/month after age 60; for unorganized sector workers.
Eligible: Bank account holders 18-40
PMAY urban + rural, subsidies
Housing
PM Awas Yojana — Urban (PMAY-U) · प्रधानमंत्री आवास योजना
Ministry of Housing
Housing for all urban poor; subsidies up to ₹2.67 lakh on home loans.
Eligible: EWS / LIG / MIG households without pucca house
PM Awas Yojana — Gramin (PMAY-G)
Ministry of Rural Development
Pucca house for rural households; ₹1.20 lakh in plains, ₹1.30 lakh in hills.
Eligible: Rural households without pucca shelter (per SECC list)
Ayushman Bharat, ABHA, ESIC
Health
Ayushman Bharat (PM-JAY) · आयुष्मान भारत
National Health Authority
₹5 lakh/year health insurance per family; cashless treatment at empanelled hospitals.
Eligible: Listed in SECC 2011 deprivation criteria; check eligibility on portal
Ayushman Bharat Digital Mission
National Health Authority
ABHA — 14-digit health ID; portable health records across hospitals.
Eligible: All Indians
ESIC (Employee State Insurance)
Ministry of Labour
Medical care + cash benefits for industrial workers earning ≤ ₹21,000/month.
Eligible: Workers in covered establishments
PM-KISAN, fasal bima, KCC
Farmer
PM-KISAN · पीएम-किसान
Ministry of Agriculture
₹6,000/year direct income support to landholding farmers in 3 instalments.
Eligible: Landholding farmer families (per state records)
PM Fasal Bima Yojana
Ministry of Agriculture
Crop insurance against natural calamities at low premiums (1.5-5%).
Eligible: All farmers (loanee and non-loanee)
Kisan Credit Card
Ministry of Agriculture
Short-term credit at subsidized interest for crop production + allied activities.
Eligible: Farmers, tenant farmers, sharecroppers
Scholarships, education loans
Education
PM Vidyalaxmi Yojana
Ministry of Education
Education loans for higher studies; collateral-free for top institutions.
Eligible: Students admitted to qualifying institutions
National Scholarship Portal
Ministry of Minority Affairs / Education
Single-window for central + state scholarships across categories.
Eligible: Varies by scholarship
NIPUN Bharat
Ministry of Education
Foundational literacy and numeracy mission for children up to Grade 3.
Eligible: —
PMKVY, Skill India Digital
Skills & Jobs
PM Kaushal Vikas Yojana
Ministry of Skill Development
Free short-term skill training + certification across 200+ trades.
Eligible: Indian youth 18-45, primarily school dropouts
Skill India Digital
Ministry of Skill Development
Single platform for skill training, jobs, livelihoods.
Eligible: All Indians
Mudra, Stand-Up India, Udyam
Business / Loans
PM Mudra Yojana (PMMY)
Ministry of Finance
Loans up to ₹10 lakh for non-corporate small businesses (Shishu/Kishore/Tarun).
Eligible: Non-corporate non-farm income generators
Stand-Up India
Ministry of Finance
Bank loans ₹10 lakh-1 crore for SC/ST and women entrepreneurs.
Eligible: SC/ST or women entrepreneurs (greenfield enterprises)
Udyam Registration
Ministry of MSME
Single-page online MSME registration; needed for govt schemes + tenders.
Eligible: Micro/Small/Medium enterprises
Ujjwala LPG, rooftop solar
Energy
PM Ujjwala Yojana · प्रधानमंत्री उज्ज्वला योजना
Ministry of Petroleum
Free LPG connection + subsidies for women below poverty line.
Eligible: Adult women in BPL families
PM Surya Ghar (rooftop solar)
Ministry of New & Renewable Energy
Free 300 units/month via subsidized rooftop solar; subsidy up to ₹78,000.
Eligible: Indian household with own roof
ITR, GST
Tax
ITR Filing (Income Tax) · आयकर रिटर्न
Income Tax Department
Annual income tax return; ITR-1 to ITR-7 based on income source.
Eligible: All taxpayers above basic exemption limit
GST Registration
GSTN / CBIC
Mandatory for businesses with turnover > ₹40 lakh (₹20 lakh for services).
Eligible: Eligible businesses
Driving license, FASTag
Transport
VAHAN / Sarathi (RTO)
MoRTH
Online vehicle registration, transfer, fitness, driving license services.
Eligible: All vehicle owners / drivers
FASTag
NHAI
RFID-based toll payment; mandatory on national highway tolls since 2021.
Eligible: All four-wheelers
Schemes verified from official ministry sources. We don't process applications — links go to the government portal that does.